Being newly retired, I fell for the Car Shield ads knowing a new engine or transmission would be too big a hit to my retirement income. Especially after reading about the transmission problems on the Hondas and specifically theI recently purchased a 2012 Pilot EX-L with 80k miles. Installed the VCM disabler gizmo but still felt some TC or tranny shudder after making turns. I asked the dealer to fix it on my 90 warranty but he said without "codes" they wouldn't fix it. I tried to get Car Shield to fix it, but they said unless the transmission actually fails, blows up, or completely stops working, no dice.
After more reading, including here, I tried the Valvoline Max D&R fix and so far that seems to have quieted the shudder to where I don't notice it anymore.
So with summer here (I bought the car last fall), I'm noticing the A/C compressor clutch cycling on/off giving off a loud whine. The dealer informed me of a TSB that admits a harmonic interference between the A/C compressor and the power steering pump causes the noise. The suggested fix by Honda is to replace the power steering pump and the mounting bracket with a beefier three bolt mounting scheme. Dealer estimate, $1,200 and no covered by the 90 day warranty. So I figured I'd give the Car Shield folks a chance to pay for it. It's the best level policy you can get for a non-new car. But I'm told while the AC compressor is covered, if it failed, the power steering pump is not.
So far, I've got more than a $Grand (actually $2k for two cars) in premiums paid to Car Shield. No benefit so far. I see Car Shield like catastrophic health insurance, forget getting any preventative work done, only heart attacks and strokes are covered.so loud noises and shudders don't count. The parts, if they're even covered, have to actually blow up.
I wish I had put the over $2k into a savings account for car repairs. So, while I may regret it tomorrow, I'm cancelling both my Car Shield policies. The take away is, even before things have blown up, if there aren't any diagnostic codes, your word doesn't matter. And even with codes, the mechanical parts have to physically fail. Electrical parts like solenoids, sensors, and such aren't covered. And Honda's own TSB suggested repairs aren't honored by the dealer nor does Car Shield, at least in the two specific instances relating to the transmission and power steering fixes.
When I realized I was paying Car Shield more than I pay for homeowners insurance which covers a lot more, my only excuse is "better late than never." Bye bye Car Shield.
After more reading, including here, I tried the Valvoline Max D&R fix and so far that seems to have quieted the shudder to where I don't notice it anymore.
So with summer here (I bought the car last fall), I'm noticing the A/C compressor clutch cycling on/off giving off a loud whine. The dealer informed me of a TSB that admits a harmonic interference between the A/C compressor and the power steering pump causes the noise. The suggested fix by Honda is to replace the power steering pump and the mounting bracket with a beefier three bolt mounting scheme. Dealer estimate, $1,200 and no covered by the 90 day warranty. So I figured I'd give the Car Shield folks a chance to pay for it. It's the best level policy you can get for a non-new car. But I'm told while the AC compressor is covered, if it failed, the power steering pump is not.
So far, I've got more than a $Grand (actually $2k for two cars) in premiums paid to Car Shield. No benefit so far. I see Car Shield like catastrophic health insurance, forget getting any preventative work done, only heart attacks and strokes are covered.so loud noises and shudders don't count. The parts, if they're even covered, have to actually blow up.
I wish I had put the over $2k into a savings account for car repairs. So, while I may regret it tomorrow, I'm cancelling both my Car Shield policies. The take away is, even before things have blown up, if there aren't any diagnostic codes, your word doesn't matter. And even with codes, the mechanical parts have to physically fail. Electrical parts like solenoids, sensors, and such aren't covered. And Honda's own TSB suggested repairs aren't honored by the dealer nor does Car Shield, at least in the two specific instances relating to the transmission and power steering fixes.
When I realized I was paying Car Shield more than I pay for homeowners insurance which covers a lot more, my only excuse is "better late than never." Bye bye Car Shield.