2008 Pilot EX-L
I had it planned out for three years. Now I am looking at seven, stupid Covid.
Any one here retiring.
Any one here retiring.
I would work longer, I like working. Just thirty years of truck tires killed my knees.I don't have a good plan.
I should, but there's some things in life some people aren't good at.
I'll work until they won't let me anymore I'm thinking.
I should have had a better plan from the start, but I don't.
With better planning early, I could have already been 'retired' I suppose.
Yes CDL. The MTO physical is a pain, as I no longer have a Family Doctor, He passed away.Truck driver, CDL? Do they have to have that in Canada?
I do DOT physicals- for CDL drivers.
In the states, you have to have a separate certification, etc. It's a big deal sort of.Yes CDL. The MTO physical is a pain, as I no longer have a Family Doctor, He passed away.
Have to go to a walk in clinic, and they really do not know how to fill in the forms properly.
When I first got promoted to doing after hour calls, wife and I decided to put the night call money in a separate bank account. This was the late 80s. After a year of saving night call money we had a 30% down payment for our first home.I retired at 62. Plan was simple. At 24 the wife, a banker, and I started saving for retirement. We put a few bucks away every pay check into a retirement plan. As our wages grew over the years so did out contributions and the variety of where we saved. Savings bonds, 401K, Roth, pension plans as well as good old cash savings. You would be amazed at what $20.00 a week every week for 40 years can grow to if left alone in a good plan.
Long story short, when I decided to retire from my previous place of employment after 34 years I told the wife that I was going to retire. She inquired when I planned to do so. My response was whenever I found another job, not related to my previous one. I asked her how much I realistically needed in a salary to maintain our current state of living.
She laughed at me and told me that I didn't need to work if I didn't want to, and that we were well set for our future. So I retired. I volunteered at a hospital 3 days a week until Covid hit, but as for retirement............
......everyone ought to try it once in their life. It's pretty good.
Yep, we started saving in 1979 with just savings, I started a retirement savings, don't remember the name now, a Roth or an IRA of some kind. The wife had the same thing as well as a bond program where she would purchase $100 savings bonds over time of course. When I changed jobs it came with a pension plan. I also started a deferred comp account. As raises came along the majority of the raise went into the deferred comp. She retired from one bank with a 401 K and a pension plan to take a job at another bank where she started another 401.When I first got promoted to doing after hour calls, wife and I decided to put the night call money in a separate bank account. This was the late 80s. After a year of saving night call money we had a 30% down payment for our first home.
So, yes it is good to try to put a little aside.
If I retired, I'd end up wasting all my time on some internet forum.
She married someone who can cook... It sounds like a a pretty balanced relationship to me...What about your wife?
I tried but got a hard pass on no kids too. Instead we have our tiny house, used cars and budget vacations. We make it work.If my wife and I had stuck to our original plan of being dinks (double income no kids) when we got married 20 years ago we would have been on track to retire by 2030. Now with two kids and a single income 2040 is probably a bit more realistic. But I love my wife and kids so I’m okay with having to work another 10 years beyond the original plan.