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22 Pilot SE, 20 GLE 350, 06 Civic EX
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Front and rear damage, airbag deployment, plus deprecation loss. I suspect it will be totaled. If not, make sure you get depreciation…the car will not have a clean CARFAX, and will be worth less than the same car with a clean CARFAX—their insurance should pay you the difference—-make sure they do.
 

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22 Pilot SE, 20 GLE 350, 06 Civic EX
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63 Posts
I'm actually hearing that insurance companies are totaling cars more frequently since the pandemic. The issue will likely be that they offer you a settlement that is unreasonably low. The replacement cost of your Pilot is probably near what you paid for it new.
Good point, recommend research using CARFAX. Look up “certified” Pilots that are identical to yours in a 200 mile radius that have a clean CARFAX. Know the retail spread in your area so you will know if you get low balled, and you can demand a fair market price.

 

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22 Pilot SE, 20 GLE 350, 06 Civic EX
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Yes, work the replacement vehicle through your insurance company. They will then get reimbursed by the responsible insurance company since it’s not your fault. You should have no deductible, and it should not count against your policy. Recommend you call and speak with them about your next step and good luck. Good news is no one was hurt, and the Pilot can be replaced.

Also ask for compensation for the sales tax…why should you have to pay sales tax when you already paid it on your previous vehicle that was totaled.
 
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